Consultation
Free Initial Consultation via phone at 619.270.1145
Our Goal
We have experience within the real estate industry for many loan programs. We do a lot of work throughout the State of California.
Our main focus is to find the best loan program and to shop the banks, credit unions and other financial instutions to get you the best program.
Loan Process
The first thing we need to do is to get an application from you and to pull a three credit bureau with your credit scores. Usually the middle score is what the bank, credit union or other financial institution uses to determine what program you can qualify for your program.
Time of Loan Process
The time process can range from a typical of 30 days, 45 days, 60 days or longer. It really depends on what is going on with your personal situation. This time frame is not a guarantee that your loan process will close during these times.
Finalizing the Loan Process
Once we have completed our internal work to get you the loan then at the end we will need to make an appointment with you and a notary to sign loan documents.
After the loan documents are signed then there will be a delay until you get your keys to your home or for the refinance process.
You must be patient until we finalize all the finishing touches to your real estate loan.
Completion of the Loan Process
After the loan has been recorded and all the finishing touches are completed then you will get you keys to the home you purchased.
If you requested to refinance a loan and any money then you will need to wait for the checks to be ready and picked up or delivered to you.
That is the short version of the process but there is a lot of work to do.
We hope to help you in the future for all your real estate needs. |